NRI Playbook

Moving money from India to the US

Help with moving money out of an NRO account, including the certificates your bank asks for.

You can move up to $1 million out of your NRO account in each Indian financial year, after tax has been paid. Banks ask for Form 15CA, and usually a chartered accountant's certificate on Form 15CB, before they send the money.

Money in NRE and FCNR accounts can be moved freely and does not count toward the limit.

What this covers

  • Checking what counts toward the $1 million limit.
  • Forms 15CA and 15CB.
  • Proceeds from a property sale or an inheritance.
  • Reporting the transfer and the accounts in the US.

How it works

Email us what you need. We introduce you to a partner who does this work, and they quote their own terms. You decide whether to go ahead.

See the Sending Money and the Rupee topic →

Common questions

Up to $1 million out of your NRO account in each Indian financial year, after tax has been paid. Money in NRE and FCNR accounts can be moved freely and does not count toward the limit.

Form 15CA, and usually a chartered accountant's certificate on Form 15CB, before it sends the money.

NRI Playbook is not a lender, broker, insurer, or law firm. These products and services are provided by independent partners, who set their own terms. If we earn a referral fee, we tell you before you agree. This page is general information, not financial or legal advice.