NRI Playbook

Home loans in the US and in India

A referral to lenders who work with visa holders in the US, and to banks that lend to NRIs buying in India.

Getting a mortgage in the US on a work visa, or with a short US credit history, is possible, but not every lender will do it. In India, banks offer home loans to NRIs under their own rules on income proof and repayment.

What this covers

  • US mortgages for H-1B and L-1 visa holders.
  • Options when your US credit history is short.
  • Home loans from Indian banks for NRIs.
  • How repayments from NRE and NRO accounts work.

How it works

Email us what you need. We introduce you to a partner who does this work, and they quote their own terms. You decide whether to go ahead.

Common questions

It is possible, but not every lender will do it. We refer you to lenders who work with H-1B and L-1 visa holders, including when your US credit history is short.

Yes. Indian banks offer home loans to NRIs under their own rules on income proof and repayment.

NRI Playbook is not a lender, broker, insurer, or law firm. These products and services are provided by independent partners, who set their own terms. If we earn a referral fee, we tell you before you agree. This page is general information, not financial or legal advice.